Operating Lease
An equipment operating lease allows you to access the latest equipment without the long-term commitment and keep your finances flexible.
-
Same-Day Approval
Fast funding when you need it most.
-
10,000+ Happy Customers
Confidence backed by real results.
-
$10K+ Vehicles Financed
Proven experience in tailored finance
-
7 Days a Week Service
We’re here when it suits you
-
Award-Winning Broker
Broker of the Year 3 years running
What is an operating lease for business equipment?
An Operating Lease is simply a rental agreement. You avoid the risks associated with ownership and have no residual value liability.
At the end of your operating lease agreement you may simply return the equipment and you owe nothing further which means no liability in terms of residual values or FBT for the company following the end of the lease.
A big thank you to Karlene from Credit One Finance... Her prompt replies and clear communication made the entire process crystal clear and incredibly straight forward. Highly recommend them!
Tony K.
See how easy good finance can be
Enquire now
What are the benefits of an operating lease?
Only available through businesses, the benefits of an operating lease vs finance lease are that working capital is maintained, rentals will be fully tax deductible if the equipment is used to generate taxable income and there is no resale value risk as the financier will own the asset at the of the operating lease. Fully maintained operating leases can also include ongoing maintenance costs such as equipment servicing and fuel costs all in one regular monthly payment. This can greatly aid the business cash flow as precise equipment running costs are known well in advance.
For this reason, operating leases are generally the simplest path to equipment ownership for many businesses.
Equipment Finance Calculator
Wondering what your loan will cost? Get an idea of what your repayments will be and see how changing your loan amount, loan term and interest rate affect them. It only takes a minute to get an answer.
Why Choose Credit One?
Convenience
We compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstance.
No Waiting
Credit One offers 60 Seconds Online Finance Quotes as well as same day approvals using our simple, obligation-free .
Choice
We have established relationships with over 40 of Australia"s most trusted lenders, including major banks and lenders not available directly to the general public.
Service
Our Finance Consultants are available 7 days a week for your convenience, give us a call today on or .
Flexibility
Our premium finance solutions incorporate low establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package to suit your needs.
Confidence
We provide independent and unbiased service to get the best finance solutions for you. That\"s why Credit One have been named "Broker of the Year" 3 years in a row.
Jordan did a great job with our finance application, very accommodating and helpful! In just few days, we were able to secure and buy our family car!
Reden D.
Get the ball rolling on your loan
Enquire nowOther Equipment Finance Options at Credit One
Operating Lease
An Operating Lease is simply a rental agreement. You avoid the risks associated with ownership and have no residual value liability.
Learn more
Finance Lease
An Equipment Finance Lease enables the customer to have the use of their equipment and the benefits of ownership, while the financier retains actual ownership of the equipment.
Learn more
Novated Lease
A novated lease has become an increasingly popular form of equipment financing over recent years. A Novated Lease will suit any employee who wants to include an equipment as part of their salary package.
Learn more
Commercial Hire Purchase
Under a Commercial Hire Purchase (CHP) arrangement the financier agrees to purchase the equipment on your behalf, and then hire it back to you over a set term.
Learn more
Chattel Mortgage
Under a Chattel Mortgage the financier advances funds to the customer to purchase an equipment, and the customer takes ownership at the time of purchase.
Learn more
Equipment Rental
Equipment Rental is a smarter way to keep up with technology and maximise your investment in technology assets that rapidly depreciate.
Learn moreSimplify Your Search For Finance That Fits
Our finance specialists help you navigate your loan application, compare lenders, and select a loan that works with your personal circumstances and credit history to get you bank-beating finance.
Our Trusted Partners
With extensive access to Australia’s leading lenders and financial institutions, we give you the best options when it comes to finance, so you can find the deal that works best for you.
An easy process from first contact to the end... She had my finance sorted in a couple of days and now I have my dream car.
Shane H.
See how easy good finance can be
Enquire nowGet a Quick Quote
You don't need to make a decision right away. Find out what your loan will cost before you commit to it. Getting a quote is easy, won't hurt your credit score, and only takes a few moments - secure yours today.
