Debtor Funding
If your working capital is a little stretched, Credit One has the solution!
-
Same-Day Approval
Fast funding when you need it most.
-
10,000+ Happy Customers
Confidence backed by real results.
-
$10K+ Vehicles Financed
Proven experience in tailored finance
-
7 Days a Week Service
We’re here when it suits you
-
Award-Winning Broker
Broker of the Year 3 years running
Debtor Finance & Invoice Discounting
Put simply, you make the sale and then sell us the invoice. We'll immediately pay you up to 80% of the invoice, less the financiers fees. The remaining 20% becomes available to you when the invoice is paid in full. No waiting, no fuss, no trading history checks, no collateral requirements and no locked in contracts!
A big thank you to Karlene from Credit One Finance... Her prompt replies and clear communication made the entire process crystal clear and incredibly straight forward. Highly recommend them!
Tony K.
See how easy good finance can be
Enquire now
How Does Debtor Funding Work?
The core product is called 'invoice discounting', which means we purchase one or more of your account receivables (invoices) from you at a discount. what you get is immediate payment, in cash.
There are no surprises and our involvement is fully disclosed to your customer. This is done in a very professional manner ensuring your relationship with your customer is not affected in any way.
Agriculture Finance Calculator
Wondering what your loan will cost? Get an idea of what your repayments will be and see how changing your loan amount, loan term and interest rate affect them. It only takes a minute to get an answer.
-
Step 1
You invoice your client.
-
Step 2
We pay you 80% of the invoice value within 24 hours.
-
Step 3
When your client pays the invoice, we pay you the remainder of the balance, less our fees.
What are the steps?
We fund either a single or small batch of invoices that you have selected so you don't hand over your entire customer base or debtor ledger. In this situation, your customer is aware you have engaged our services and agrees to pay the account direct to us.
Why Choose Credit One?
Convenience
We compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstance.
No Waiting
Credit One offers 60 Seconds Online Finance Quotes as well as same day approvals using our simple, obligation-free .
Choice
We have established relationships with over 40 of Australia"s most trusted lenders, including major banks and lenders not available directly to the general public.
Service
Our Finance Consultants are available 7 days a week for your convenience, give us a call today on or .
Flexibility
Our premium finance solutions incorporate low establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package to suit your needs.
Confidence
We provide independent and unbiased service to get the best finance solutions for you. That\"s why Credit One have been named "Broker of the Year" 3 years in a row.
Jordan did a great job with our finance application, very accommodating and helpful! In just few days, we were able to secure and buy our family car!
Reden D.
Get the ball rolling on your loan
Enquire nowOur Business Finance Options
Business Finance
Business loans are the perfect solution to fuel your growth. With flexible terms and quick access to funds, you can invest in new opportunities and take your business to the next level.
Learn more
Truck & Trailer Finance
Credit One specialises in arranging heavy vehicle loans and leases for businesses and enterprises across Australia.
Learn more
Equipment Finance
Credit One’s team of consultants are experts in operating lease and rental for all types of business equipment across a diverse range of industries.
Learn more
Agri Finance
Our farm loans and agriculture finance solutions provide the financial support you need to keep your operation thriving.
Learn more
Tractor Finance
Got a hobby? Maybe you have a farm? Credit One can finance the right tractor for you. Whether it is for business use or for home maintenance on your personal property, we can help.
Learn more
Debtor Funding
Put simply,you make the sale and then sell us the invoice. We'll immediately pay you up to 80% of the invoice or invoice's face value. No waiting, no fuss, no trading history checks, no collateral requirements and no locked in contracts.
Learn moreSimplify Your Search For Finance That Fits
Our finance specialists help you navigate your loan application, compare lenders, and select a loan that works with your personal circumstances and credit history to get you bank-beating finance.
Our Trusted Partners
With extensive access to Australia’s leading lenders and financial institutions, we give you the best options when it comes to finance, so you can find the deal that works best for you.
An easy process from first contact to the end... She had my finance sorted in a couple of days and now I have my dream car.
Shane H.
See how easy good finance can be
Enquire nowGet a Quick Quote
You don't need to make a decision right away. Find out what your loan will cost before you commit to it. Getting a quote is easy, won't hurt your credit score, and only takes a few moments - secure yours today.
