Australia’s
Best-Reviewed
Finance Broker
Today’s rate as low as
5.99%
*Comparison rate 7.13%
See what rate you can get today.
-
Fast, Hassle-Free Approvals
Get the funds you need without the wait.
-
Flexible, Competitive Loans
Tailored solutions with rates that work for you.
-
Trusted Australia-Wide
Backed by decades of finance experts.
Here’s what we can do for you.
As one of Australia’s largest finance brokers, we’re here to help secure your dreams. Explore our finance options below to see what we can make come true.
Car Finance
We take the hassle out of looking for the best car loan rate. Your Credit One Finance Consultant will compare options for you, taking the fuss out of dealing with financiers.
Caravan Finance
Credit One specialises in loans Australia wide for all types of recreational vehicles including RV’s, campervans, camper trailers and motorhomes.
Boat Finance
Credit One has years of experience organising loans and finance for charter boats, commercial boats, yachts, jet skis & commercial fishing vessels.
Business Finance
Looking for finance to grow your business? Credit One offers competitive finance for businesses looking to fund the purchase of all types of truck and equipment.
Mortgages
Credit One can find ideal property solutions for businesses and individuals, no matter their goals.
Insurance
Our specialists understand that each of our customers is different and put in the hard work to find cover tailored to your needs.
A big thank you to Karlene from Credit One Finance... Her prompt replies and clear communication made the entire process crystal clear and incredibly straight forward. Highly recommend them!
Tony K.
See how easy good finance can be
See why Aussies rate us so highly
We’ve helped thousands of Aussies lock down cars, boats, houses and business equipment with easy-to-understand finance that doesn’t break the bank. Our team have built their reputation on great communication and an ability to secure finance for customers of all backgrounds and financial positions. Start your application today and experience the Credit One difference, or learn more about us to find out exactly what we can offer.
Why Choose Credit One?
Convenience
We compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstance.
No Waiting
Credit One offers 60 Seconds Online Finance Quotes as well as same day approvals using our simple, obligation-free .
Choice
We have established relationships with over 40 of Australia's most trusted lenders, including major banks and lenders not available directly to the general public.
Service
Our Finance Consultants are available 7 days a week for your convenience, give us a call today on or .
Flexibility
Our premium finance solutions incorporate low establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package to suit your needs.
Confidence
We provide independent and unbiased service to get the best finance solutions for you. That's why Credit One have been named "Broker of the Year" 3 years in a row.
Let us do the hard work for you
Our finance specialists will save you time and money by comparing 40+ leading lenders to get you bank-beating finance.
Loan Repayment Calculator
How much can I borrow?
Borrowing looks different for everyone, but we want to make it as clear as we can. If you’re wondering how much you can borrow, give us a few details about your loan, its length, and interest rate to see what you’ll pay each month.
The information which you calculate from this calculator is intended for use by you as a guide only. See more in our Disclaimer.
Email me this result
Shop Cars, Vans and Boats that Fit Your Budget
Based on your estimate, here are some popular options from our Only Sales partners
Our Trusted Partners
With extensive access to Australia’s leading lenders and financial institutions, we give you the best options when it comes to finance, so you can find the deal that works best for you.
Jordan did a great job with our finance application, very accommodating and helpful! In just few days, we were able to secure and buy our family car!
Reden D.
Get the ball rolling on your loan
Latest News
Check out the articles below for the ins and outs of our different services and the latest news from Credit One.
Credit One: Consistently Recognised by Leading Industry Partners
Tuesday, 17th February 2026
Affordable Ways to Upgrade Your Tinny
Friday, 3rd October 2025
Guide to Buying Fibreglass vs Aluminium Boats
Friday, 3rd October 2025
Can You Get Finance for a Second-Hand Caravan in Australia?
Thursday, 2nd October 2025
Getting Started with a Low Doc Car Loan
Thursday, 12th June 2025
Low Doc Business Loans: A Quick Guide for Small Business Owners
Thursday, 8th May 2025
Frequently Asked Questions
Got a burning question? Chances are, we’ve got the answer. Check out our frequently asked questions below to clear up your concerns.
-
How long does it take to get approved?
In many cases, we can get you approved within 24 to 48 hours. The duration depends on your lender and application details, but we’ll keep things moving and keep you updated every step of the way. -
Do I need to have perfect credit to apply?
Not at all. We work with a wide range of lenders, including those who specialise in helping customers with less-than-perfect credit. Whatever your financial history, we’ll do our best to find a loan option that suits you, even if your current bank has said no. -
What types of loans do you offer?
We offer everything from car loans, boat loans, and caravan loans to personal, business, and equipment finance. Whether you’re buying for work or play, we’ll help you secure a competitive loan term that fits your goals. -
Can I still apply if I’m self-employed or a contractor?
Absolutely. Many of our lenders cater specifically to self-employed Australians, and we have the knowledge to present your application in the best light, even if your income doesn’t look like a traditional payslip. Let’s discuss your situation and find the right solution. Contact us to discuss your situation and discover how we can make finance work for you. -
Do you help with business equipment purchases?
Absolutely. Asset finance is one of our specialties, and we understand how the right equipment drives business success. We’ll help you structure payments that work with your needs. -
What if my application gets rejected?
If you’re unable to get approved through traditional channels, don’t give up. We have alternatives and will quickly explore other options for you. -
What if I’m not happy with my current loan?
Refinancing can be an amazing option to improve your situation. We’ll talk through your current terms and help you decide if switching makes sense for your cash flow. -
Can you help me upgrade my existing vehicle?
Absolutely! Upgrading your car is something we help with all the time. We’ll look at your current situation and find the best way to get you into something better. -
What if other lenders have rejected my application?
If you’ve been unable to get approved elsewhere, don’t give up. We work with lenders all across Australia and have alternatives that might work for your situation. -
How is Credit One different from going directly to a bank?
As a broker, we compare loans from 40+ trusted lenders to help you find better rates and more flexible terms. Unlike other brokers, we handle all the paperwork for you and provide ongoing support. We search multiple lenders to find you the best value.
An easy process from first contact to the end... She had my finance sorted in a couple of days and now I have my dream car.
See how easy good finance can be
Get a Quick Quote
You don't need to make a decision right away. Find out what your loan will cost before you commit to it. Getting a quote is easy, won't hurt your credit score, and only takes a few moments - secure yours today.
