Equipment Finance

Get business equipment finance for the tools and machinery your business needs. Let's keep your operations running smoothly.

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What is Business Equipment Finance?

You want to grow your business and we want to help you succeed. We are experts in seeking finance options to suit your equipment needs and help your organisation grow - it's what we've done for more than 20 years.

Credit One can assist small, medium & large businesses in navigating the finance market on their next equipment purchase. Whether you're after yellow goods, agri machinery, plant, computers or office equipment, we can help.

A big thank you to Karlene from Credit One Finance... Her prompt replies and clear communication made the entire process crystal clear and incredibly straight forward. Highly recommend them!

Tony K.

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How Does Equipment Finance Work?

With a range of lenders and equipment financing products available, our brokers will get the best deal for your business and the type of equipment you are looking to purchase. We can also work with your accountant to ensure you are maximising your tax benefits.

Equipment Finance Calculator

Wondering what your loan will cost? Get an idea of what your repayments will be and see how changing your loan amount, loan term and interest rate affect them. It only takes a minute to get an answer.

What are my repayments?
How much can I borrow?

At today's lowest car finance rate of 5.90%,
you will pay approximately...

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At today's lowest car finance rate of 5.90%,
you will pay approximately...

N/A

Start application

Why Choose Credit One?

Why Credit One - Convenience

Convenience

We compare your financial needs with all of the lenders on our extensive panel to find the best option for you and your individual circumstance.

Why Credit One - No Waiting

No Waiting

Credit One offers 60 Seconds Online Finance Quotes as well as same day approvals using our simple, obligation-free .

Why Credit One - Choice

Choice

We have established relationships with over 40 of Australia"s most trusted lenders, including major banks and lenders not available directly to the general public.

Why Credit One - Service

Service

Our Finance Consultants are available 7 days a week for your convenience, give us a call today on or .

Why Credit One - Flexibility

Flexibility

Our premium finance solutions incorporate low establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package to suit your needs.

Why Credit One - Confidence

Confidence

We provide independent and unbiased service to get the best finance solutions for you. That\"s why Credit One have been named "Broker of the Year" 3 years in a row.

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Jordan did a great job with our finance application, very accommodating and helpful! In just few days, we were able to secure and buy our family car!

Reden D.

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Other Equipment Finance Options at Credit One

Option - Operating Lease

Operating Lease

An Operating Lease is simply a rental agreement. You avoid the risks associated with ownership and have no residual value liability.

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Option - Finance Lease

Finance Lease

An Equipment Finance Lease enables the customer to have the use of their equipment and the benefits of ownership, while the financier retains actual ownership of the equipment.

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Option - Novated Lease

Novated Lease

A novated lease has become an increasingly popular form of equipment financing over recent years. A Novated Lease will suit any employee who wants to include an equipment as part of their salary package.

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Option - Commercial Hire Purchase

Commercial Hire Purchase

Under a Commercial Hire Purchase (CHP) arrangement the financier agrees to purchase the equipment on your behalf, and then hire it back to you over a set term.

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Option - Chattel Mortgage

Chattel Mortgage

Under a Chattel Mortgage the financier advances funds to the customer to purchase an equipment, and the customer takes ownership at the time of purchase.

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Option - Equipment Rental

Equipment Rental

Equipment Rental is a smarter way to keep up with technology and maximise your investment in technology assets that rapidly depreciate.

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Simplify Your Search For Finance That Fits

Our finance specialists help you navigate your loan application, compare lenders, and select a loan that works with your personal circumstances and credit history to get you bank-beating finance.

Our Trusted Partners

With extensive access to Australia’s leading lenders and financial institutions, we give you the best options when it comes to finance, so you can find the deal that works best for you.

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An easy process from first contact to the end... She had my finance sorted in a couple of days and now I have my dream car.

Shane H.

See how easy good finance can be

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Get a Quick Quote

You don't need to make a decision right away. Find out what your loan will cost before you commit to it. Getting a quote is easy, won't hurt your credit score, and only takes a few moments - secure yours today.

Get your quote now. It's fast, easy, and will not impact on your credit score!