Novated Lease
Novated leasing for business equipment is a tax-efficient way to finance the equipment your business needs. Manage your cash flow while gaining access to the latest tools and tech.
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Same-Day Approval
Fast funding when you need it most.
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10,000+ Happy Customers
Confidence backed by real results.
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$10K+ Vehicles Financed
Proven experience in tailored finance
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7 Days a Week Service
We’re here when it suits you
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Award-Winning Broker
Broker of the Year 3 years running
What is a novated lease for business equipment?
A novated lease combines many features of more traditional forms of equipment finance to deliver some attractive benefits for both employers and employees.
A novated lease has become an increasingly popular form of equipment financing over recent years. A novated lease will suit any employee who wants to include a vehicle as part of their salary package, so long as their employer offers salary packaging as an option for employees.
A big thank you to Karlene from Credit One Finance... Her prompt replies and clear communication made the entire process crystal clear and incredibly straight forward. Highly recommend them!
Tony K.
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How does an Equipment Novated Lease work?
A novated lease is an agreement between your employer, yourself (the employee) and the financier, where the obligation to meet the repayments under the finance lease is with the employer.
Under this arrangement, the employer pays the repayments on behalf of the employee,, and provides the vehicle for the employee to use as part of their salary packaging arrangement.
If an employment ceases for any reason, or the lease agreement is finalised, the novation ceases and the obligations assumed by the employer revert back to the employee.
Equipment Finance Calculator
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Our premium finance solutions incorporate low establishment fees, no ongoing fees, bank-beating interest rates. We can tailor a finance package to suit your needs.
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We provide independent and unbiased service to get the best finance solutions for you. That\"s why Credit One have been named "Broker of the Year" 3 years in a row.
Jordan did a great job with our finance application, very accommodating and helpful! In just few days, we were able to secure and buy our family car!
Reden D.
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Enquire nowOther Equipment Finance Options at Credit One
Operating Lease
An Operating Lease is simply a rental agreement. You avoid the risks associated with ownership and have no residual value liability.
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Finance Lease
An Equipment Finance Lease enables the customer to have the use of their equipment and the benefits of ownership, while the financier retains actual ownership of the equipment.
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Novated Lease
A novated lease has become an increasingly popular form of equipment financing over recent years. A Novated Lease will suit any employee who wants to include an equipment as part of their salary package.
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Commercial Hire Purchase
Under a Commercial Hire Purchase (CHP) arrangement the financier agrees to purchase the equipment on your behalf, and then hire it back to you over a set term.
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Chattel Mortgage
Under a Chattel Mortgage the financier advances funds to the customer to purchase an equipment, and the customer takes ownership at the time of purchase.
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Equipment Rental
Equipment Rental is a smarter way to keep up with technology and maximise your investment in technology assets that rapidly depreciate.
Learn moreSimplify Your Search For Finance That Fits
Our finance specialists help you navigate your loan application, compare lenders, and select a loan that works with your personal circumstances and credit history to get you bank-beating finance.
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With extensive access to Australia’s leading lenders and financial institutions, we give you the best options when it comes to finance, so you can find the deal that works best for you.
An easy process from first contact to the end... She had my finance sorted in a couple of days and now I have my dream car.
Shane H.
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